Judge Orders Pay Out For Medical Cannabis Insurance - RxLeaf
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Judge Orders Pay Out For Medical Cannabis Insurance

Emily Robertson
Judgement Court Made of Cannabis

Legal precedent could change the future of insurance payouts for medical cannabis.

Judge Ingrid L. French rules (December 2017) that Andrew Watson be compensated by his health insurance company for his medical cannabis use.

Watson started to use cannabis after a power saw accident left his hand badly injured (2008).  He was approved for medical cannabis use in 2014. Watson then used cannabis to treat his pain for the next three months. However at that point, he could no longer afford it.

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Pro-Cannabis Ruling Saves Insurance Money

The ruling has declared that Watson’s insurance company, through the 84 Lumber Outlet for which Watson worked, must reimburse him for the money spent on cannabis during that period. Furthermore, it guarantees future coverage if he continues to use this medicine.

Frustratingly, the insurance company happily insured the opiates that doctor’s prescribed to treat the constant neuropathic pain in his left hand.

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Watson’s concerns about the addictive qualities of opiates, along with the unbearable side effects, encouraged him to seek legal support for his decision to use cannabis.

Watson’s lawyer, Philip Faccenda, argued that opiates could not alleviate Watson’s pain. Conversely, cannabis was highly effective. Further to that, the insurance company pays less for cannabis.

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Judge Sets Important Precedent for Patients

Judge French concluded that Watson’s decision to use medicinal cannabis, rather than opiates, was one that was “cautious, mature, and … exceptionally conscientious.”

Who could disagree? Opiates have a significant history of leading to addiction and overdose. By comparison, the research around medical cannabis indicates it will not cause either of these.

Judge French ruled that Watson’s “use of medicinal marijuana has been successful”. This makes the medicine a viable option for those who seek alternative treatments to health concerns and wish to have these covered by insurance.

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Precedent is important. While precedent cannot change the law and is not necessarily binding for future cases of a similar nature, it does offer a legal argument to be used to win any related cases. In most instances, judges do follow precedent.

This is big news for medicinal cannabis insurance patients!

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Let People Have the Medical Cannabis Insurance

Patients are looking for ways around the harmful side effects and addiction risks of opiates. Fortunately, cannabis helps many of them.

This case is groundbreaking. It encourages insurance companies to allow and recognize alternative medicine.

Emily Robertson

Emily Robertson has been writing freelance and contract work since 2011. She has written on a variety of topics, including travel writing of North America and the growing legalized cannabis industry across the globe. Robertson has a master’s degree in literature and gender studies, and brings this through in her writing by always trying to explore different perspectives. Born and raised in southwestern Ontario, Robertson moved to Glasgow, Scotland in 2016 to undergo her doctorate in Scottish Literature. She lives in the West End with her dog, Henley.

4 Comments
  • AvatarAvatar
    Jane Younger

    This is given to us by God he said All Seed Bearing Plants.So why does the Law go Above the Law of God?
    I’m 73 yrs. of age and use this for my horrible Anxiety and Arthritis.
    And of course I know it illegal by man but,just not fare it works.
    please help us to convince our Insurance company. And it a Natural plant. Natural or man made drugs that kill or destroys the human body.
    No proff that marjuana does any harm to the body. Some one please help us!!!

    February 21, 2018 at 10:41 pm Reply
  • AvatarAvatar
    Joseph

    Unfortunately since 2002 they have pumped me full of opiates I am disabled and cannot afford cannabis as an alternative drug

    February 22, 2018 at 9:10 am Reply
  • AvatarAvatar
    Helen

    I have nf2 i cant afford med mj .
    So i deal with vicdion . Wich i rather have cbd for pain.

    February 22, 2018 at 4:08 pm Reply
  • AvatarAvatar
    Nancy Wojtkiewicz

    I’m trying to get my medical marijuana card. I am sick and tired of taking opiates and other drugs. I have rheumatoid arthritis and a bunch of other. medical conditions due to taking other drugs. I have had RA for 40 yrs have had many. Jt replacements, broken bones and compression fractures I have it from my jaw all the way down to my feet. When I get my card I would love that marijuana would be covered just like all the crap big pharma wants to throw down our throats!!

    February 23, 2018 at 12:44 am Reply

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